Buy Or Lease Your Next Automobile?

Leasing a luxury car imposes lower costs, generally comparable to the interest rate of financing a loan. However, if you terminate a lease early or default on a monthly lease payment, you can face major financial penalties and ruin your credit rating. The decision of whether to buy or lease a vehicle also depends on your unique lifestyle. If you drive many miles each year and don’t mind paying repair bills, you probably should purchase your car. If, on the other hand, you exceed the mileage limitation or if the car shows considerable wear and tear at the end of the lease, you may find yourself paying large end-of-lease costs.

When you are thinking about getting a new car, one question always comes up: is it better to buy or lease? There is, of course, no one single answer. Each choice has benefits and disadvantages, so the choice depends on your own particular personal and financial circumstances.

A key issue is affordability. Is your job situation stable? Are you in overall good financial shape? The short-term monthly expense associated with leasing a car is much lower than the monthly payments required when purchasing a vehicle. With leasing, you pay only for the part of the vehicle’s cost used during the period of time you drive it. If you have the cash on hand, and you can pay the down payment and sales taxes ? either in cash or via a loan ? as well as the interest rate buying a car gives you that feeling of ownership and may be the best financial option.

If you want to get your hands on a luxury car, but you can’t afford the initial costs associated with buying one, leasing is your best option. Leasing a luxury car imposes lower costs, generally comparable to the interest rate of financing a loan. However, if you terminate a lease early or default on a monthly lease payment, you could face major financial penalties and this could ruin your credit rating. Before you decide to lease, make sure you adjust your budget for the monthly lease payment for the duration of the contract.

The decision of whether to buy or lease a vehicle also depends on your unique lifestyle. What does it mean to you to own a car? Do you bond with your car, or do you like having something new? If you plan to drive a vehicle for more than five years, buying it ? through careful negotiations ? is probably your best bet. On the other hand, if you would rather drive a new car every two or three years, leasing is for you.

You should also consider your actual transportation needs. Think about how many miles per year you drive and how you handle car maintenance. If you drive many miles each year and don’t mind paying repair bills, you probably should purchase your car. With leasing, contracts are made with assumptions of limited mileage, typically between 12,000 to 15,000 miles driven per year, as well as considerations of wear-and-tear on the vehicle. If you can stay within the stated mileage limits and keep the automobile in good condition throughout the duration of your lease, leasing is a reasonable option. However, if you exceed the mileage limitation or if the car shows considerable wear and tear at the end of the lease, you may find yourself paying large end-of-lease costs.

The Ford Edsel : An Auto Industry Disaster In Car Design And Automobile Marketing

To call a car or any product an “Edsel” is to provide the worst of insults. The Edsel was a car designed and manufactured by the Ford Motor Company of Dearborn ? in the late 1950′s. 157, 1958, 1959 to be exact. The debacle of the Edsel was both one of the most spectacular and worst failures to befall the vibrant American automobile industry of that day. To call a car or any product an “Edsel” is to provide the worst of insults.

Some authorities will state that the reason for the Edsel’s failure was just poor market timing, not a poor product. Timing can be said to be most everything ? vital for the success of failure of any product. In those days, before computerization allowed for rapid sharing an interchanges of design and the car design process ? everything was done on paper. It took great amount of physical logistics and delays for the paperwork and blueprints to be sent and coordinated among the various players in the automobile design process. On top of that it seemed that “everyone “seemed to despise and those further down the line. The designers disliked their bosses and the engineers. The engineers hated the parts people etc etc etc. On top of that the name “Ford “was on the door signifying the ultimate authority in the car designs and marketing process. The Edsel project was initiated during a time of big cars ? from G.M. the market leader , yet introduced many years later when the concept of a second car , a compact car, for the wife to drive the family and kids around was beginning to be established in the automobile marketplace

Other authorities will state that the reason for the poor market showing and demise of the Edsel was that it was just a poor product ? poorly designed and poorly built. To further corroborate this viewpoint it is now known that the actual workers building the Edsels were none too happy building this model. The Edsel was not built on its dedicated Ford Division production line but rather the Edsel was built (or shared space) on Ford Mercury Division production line. These Mercury Division employees considered themselves as the luxury end of the Ford Car company entities and indeed saw themselves as a cut above the run of the mill Ford employee and workers.

They both resented the intrusion into their turf as they say it and as well felt that a Ford product was muscling into their terrain ? that of more prestige vehicles. In the end the marketing and sales failures of the Ford Edsel can be said to be a combination of both factors.

Interestingly enough the unspoken order from the Ford family was that the new product ? the “1958 Edsel” was to be named anything but Edsel. The late Edsel Ford was the founder Henry Ford’s only son and the grandfather of the then current patriarchs commanding and directing the Ford Empire. The senior Ford even stated that he did not want to see his late grandfather’s name spinning around on hubcaps. The design development process had worked with the “E” or “Experimental” Car. Since it was such a major and revolutionary product of Ford many assumed that the designation “E” car had of course stood for Edsel. How better to honor such a major figure in the Ford family and empire. Imagine if the name had not stuck. Would it of made a difference in the ultimate success or failure of the sales and marketing of this automobile product.

Find New Automobile Dealer

Looking for a new auto dealer? Decision to purchase a new auto is not one to be taken lightly. There are a number of factors to consider, many of which have nothing to do with the color, trim patterns, and other superficial aspects of the auto. Those who ultimately choose to purchase a new rather than a used generally do so for a few key reasons.

Once you make the decision to go with a new auto, the next step is going to the new automobile dealer. When it comes to new automobile dealer which carry your preferred make and model than you have more than one choice, if your are living a big city. Even in a small city now its not an great thing you can find new automobile dealer easily difference is in big cities to get more options.

For many people, a used auto is seen as just an invitation to potential problems. Certainly there are new auto these are few and far between, and the chances of having issues with a new auto are significantly decreased. For those of us who are not mechanics, even the smallest engine related issue can mean an expensive trip to the mechanic.

You can simply go to online site, fill out the information regarding the new automobile of your choice, and you can shop around at local dealers. Many online sites generate a comprehensive list of all of the dealers that carry your preferred make and model, and then you can have the dealer who has the best price contact you within 24 hours. Finding online your new auto has never been easier!

Anna Josephs is a freelance journalist having experience of many years writing articles and news releases on various topics such as pet health, automobile and social issues. She also has great interest in poetry and paintings, hence she likes to write on these subjects as well. Currently writing for this website Automobile Dealer. For more details please contact at annajosephs@gmail.com

Winter Outdoor Shopping For Automotive Essentials

Winter can pose many hazards to people that must leave the confines of home and venture out into icy conditions on roadways and into cold weather temperatures that could make shopping almost impossible. To make winter outdoors shopping more bearable, many townspeople will go outdoors shopping for salt spreaders that will keep the roadways near their home free of ice. Some town governments might go winter outdoors shopping and buy snow plows to clear the roadways everywhere.

People that live in areas where snow falls most of the year will get quite accustomed to going winter outdoors shopping even if it is summer or springtime. The items that they are intent on buying are those that will winterize the house and the items that they will be intent on buying are the ones that are designed to keep the warm air inside the home during winter, and ones that keep the cold inside the house during the summer. People will purchase weather stripping to keep drafts out of any room in the house at all times of the year.

People who live in rugged terrain areas need to have certain essentials in the car when they leave the house after a deep snowfall. If the automobile has been outside for a while, there is a good possibility that the electronic jump starter bought on an winter outdoors shopping trip will come in very handy when the automobile owner tries to crank it up and leave the driveway to get more shopping done before the Christmas holiday arrive.

Some winter outdoor shopping trips will be earmarked for buying things that will keep the family warm and safe, should the car break down on an isolated roadway. Some engines might not freeze up if the automobile owner had thought ahead and purchased an engine heater when the car was purchased many years before. Even if the automobile did break down, the heated cushions on the car seats could make things seem quite cozy until help arrives in the knick of time.

The automobile is a great asset to own but some things that are purchased on winter outdoor shopping expeditions will make owning it even more enjoyable. People can find great bargains on ski racks at internet retail sites and have enough money left over to make the ski resort reservations into two rooms or more. The wintertime provides sports enthusiasts with many opportunities to own gear that makes playing in the snow a brand new experience each year.

People that love playing in the snow might use the outdoor shopping sales to buy snowmobiles, snowboards and snow shoes to keep out the chill. Every snowmobile will have its own cover because the winter outdoor sales priced them with great discounts. A recreational vehicle owner might use the sales ads in winter to buy RV covers and a new set of windshield wiper blades. These items are all essential to vehicles be ready for the road when the idea of a ski trip happens one weekend.

Sell Your Car Online: Step 4, Writing a Compelling Description of Your Automobile

Auto classifieds websites are some of the most powerful tools available today to help you sell your car or truck. In step 3 of this series, titled “Sell Your Car Online: Step 3, Using the Right Information to Help Sell Your Automobile “, you learned what information you should display about your automobile in your classified ad.

The fourth step in placing an ad is writing a compelling description of your automobile. Most auto classified web sites have an information field labeled “Description” in which you can type a lengthy discourse about the car or truck you have for sale. You may think that this is not needed since you already have all the important information listed in the previous info fields. Nothing could be farther from the truth.

So, what do you type in the description field? First you should quickly restate the most important information, like the make, model, and year. Then list again a few of the best accessories and options that have the most appeal. Next comes the fun part.

You should write a descriptive paragraph that includes information about your vehicle that has not been previously listed. If your car or truck has a special feature, describe it. If it has a new component, like a new engine or transmission, list it. If the vehicle has a special quality that is not noticeable in any of the photos, write about it.

For example, if your vehicle is a classic sports car that has a specialty racing engine, list the specific engine enhancements. If the vehicle is a show truck with a high end sound system, describe how the radio sounds. If the vehicle is an expensive luxury car, describe how comfortable the driver’s seat feels.

The objective of the description field is to paint a clear and unique picture of your car or truck that puts the buyer in the driver’s seat. The buyer should feel, hear, and see everything that sets this vehicle apart from the rest. After reading your description, the buyer should not have any doubt that this is the right vehicle for him/her to purchase.

This is a great example of a properly written description:

“This 1996 Pontiac Firebird Formula is in great condition. It has alloy wheels, AC, power everything, and a 6-disc changer. The T-tops are a nice addition, especially in hot weather. Even though this Firebird is 10 years old, it looks like it belongs on the showroom floor. It has flawless red paint on the exterior and a super clean black interior. A brand new automatic transmission was installed only 12 months ago, which is still under warranty.

The best feature about this 1996 Pontiac Firebird Formula is the engine. It has a 5.7 Liter HO V8 that has been well maintained. It does 0-60 in a respectable 5.2 seconds and has a top speed just under 160 MPH. Accelerate and you can hear every one of the 305 horses coming through the exhaust. Any sports car enthusiast would enjoy getting behind the wheel of this one.

Don’t miss this 1996 Pontiac Firebird Formula. It’s a good deal on a great car. Call today.”

Notice how the description flows. It’s not just a simple list, but it is written in a conversational style with wording that plays on the emotions of the buyer. It is concluded with a call-to-action, “Call today.”

Don’t worry about the length of the description. Whether it is short or long is secondary to how enticing it is to the potential buyer. If the description is interesting enough to keep his/her attention, it could be 6 paragraphs and still be effective.

Remember this from step 3! There’s no such thing as listing too much information about your vehicle, so type away and tell as much about your car as possible. The worst thing that can happen is that the potential buyer will spend more time viewing your listing and not viewing someone else’s listing.

If done correctly, writing a powerful description of your automobile can transform the viewer of your classified ad from a browser to a buyer. Look for the final installment in this series titled “Sell Your Car Online: Step 5, Making Search Engines Love Your Classified Ad.” Happy selling.