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	<title>JB. Morley.Com &#187; Uncategorized</title>
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	<description>Automotive blog..</description>
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		<title>Auto Pawn Loans &#8211; How to Use Your Car / Vehicle As Collateral and Get to Keep it Too</title>
		<link>http://jbmorley.com/uncategorized/auto-pawn-loans-how-to-use-your-car-vehicle-as-collateral-and-get-to-keep-it-too/index.html</link>
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		<pubDate>Fri, 25 Feb 2011 16:37:09 +0000</pubDate>
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		<description><![CDATA[ Did you know that you can pawn your car and still drive away in it?  <a href="http://jbmorley.com/uncategorized/auto-pawn-loans-how-to-use-your-car-vehicle-as-collateral-and-get-to-keep-it-too/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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<p>Did you know that you can pawn your car and still drive away in it? An auto pawn loan is a type of secured debt that uses a vehicle title as collateral. If you need a quick loan for an emergency and can&#8217;t depend on your credit rating to get one, an auto pawn loan can help you get the cash you need without having to give up your car.</p>
<p>How Do Auto Pawn Loans Work?<br />We&#8217;re all familiar with the way an American pawn shops operates. Pawn brokers lend, the customer, money for a fixed period of time and hold onto a valuable asset that is given up as collateral. Once the cash, plus interest, is repaid, the customer gets the asset back. If you fail to repay your debt, the broker gets to keep or sell the collateral.</p>
<p>Most pawn transactions use jewelry, electronics, firearms and other small valuable items as collateral, but a car title can also be used. Unlike traditional pawn deals, you can keep and use the car while repaying the loan.</p>
<p>Since, the lender takes a higher risk than a pawn shop, they charge high interest rates. However, when compared to the exorbitant interest rates charged for unsecured loans, the interest rates for auto title loans seem reasonable.</p>
<p>Most lenders who deal in car equity loans will lend you up to a certain percentage of your vehicle&#8217;s value to ensure they will make their money back if you fail to repay the loan. This value ranges from 33% to 50% or higher of the value of your vehicle.</p>
<p>How to Apply for an Auto Pawn Loan?<br />Applying for car equity loans are easy when you apply online. Make sure the lender has a secure website because you will be submitting sensitive personal information that could be misused for identity theft.</p>
<p>Applying online is convenient and saves time, but you could make an application by phone if you&#8217;re unsure about the security of your personal information. At some point in the process of applying for your auto title loan, you will have to speak to the lender to get approval.</p>
<p>As long as you have all the documentation required, approval can come as quickly as a few minutes and you could have your cash in hand in just a few hours. The document you&#8217;ll need is a clear car title that you have paid off or nearly paid off, which will be retained by the lender as collateral for the loan.</p>
<p>If you own more than one vehicle, an auto equity loan can be a quick and convenient source of cash for emergencies. You can use it to pay off urgent debts, make home and car repairs, pay for medical bill, dental procedures or student expenses.</p>
<p>Whatever you do with the cash from your auto pawn loan, make sure you have a plan to repay it diligently. If you default on your debt, it could destroy your credit rating further and make it even harder for you to get loans from conventional lenders.</p>
<div class="printfooter">Retrieved from &#8220;http://www.articlesbase.com/loans-articles/auto-pawn-loans-how-to-use-your-car-vehicle-as-collateral-and-get-to-keep-it-too-3753722.html&#8221;</div>
<p>Read this article: <a target="_blank" href="http://www.articlesbase.com/loans-articles/auto-pawn-loans-how-to-use-your-car-vehicle-as-collateral-and-get-to-keep-it-too-3753722.html" title="Auto Pawn Loans - How to Use Your Car / Vehicle As Collateral and Get to Keep it Too">Auto Pawn Loans &#8211; How to Use Your Car / Vehicle As Collateral and Get to Keep it Too</a></p>
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		<title>Environmentally Sound Automotive Air Filters</title>
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		<pubDate>Fri, 18 Jun 2010 19:05:03 +0000</pubDate>
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				<category><![CDATA[Auto Safety]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[air intake]]></category>
		<category><![CDATA[K&N FIPK]]></category>
		<category><![CDATA[K&N intake]]></category>
		<category><![CDATA[performance air filters]]></category>
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		<category><![CDATA[reusable air filters]]></category>

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		<description><![CDATA[When I explain to someone that there are several lines of vehicle air filters available that are environmentally sound I usually receive a quizzical look back from that person. For some motorists the idea of environmentally compatible automotive parts is &#8230; <a href="http://jbmorley.com/uncategorized/environmentally-sound-automotive-air-filters/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>When I explain to someone that there are several lines of vehicle air filters available that are environmentally sound I usually receive a quizzical look back from that person. For some motorists the idea of environmentally compatible automotive parts is a foreign concept to them. Yet, when you think about it many parts that come standard on just about any vehicle qualifies for that title. A catalytic converter is one part that everyone knows about, even if they don&#8217;t understand exactly how one works. So, exactly what is an environmentally sound air filter? Let&#8217;s take a closer look for all the details.</p>
<p>As you probably know the air filter that comes with your car is made predominately of paper with plastic molding holding the filter together. If you change the air filter at recommended intervals ? once a year is common ? you can easily go through 3, 5, or even 10 or more air filters depending on how long you keep your car as well as how many miles you put on your car. All of these air filters end up in your trash and then go straight to the dump. The paper in the filter will probably disintegrate quickly, but the plastic sits in place perhaps for thousands of years.</p>
<p>If this sort of thing disturbs you then take heart. Thanks to race car technology, manufacturers have developed reusable air filters for many production vehicles. If you purchase one for your vehicle it likely will be the last one you ever need. How is that? Because a reusable air filter can be cleaned and put back in your car over and over again. In fact, quality reusable air filters are designed to outlast your car with many guaranteed to last 500,000 miles or more, even up to one million miles!</p>
<p>A reusable air filter costs more, with prices running approximately 2-4 times the price of a standard air filter. If you keep your car for any length of time you will get that money back, but if do not you are still helping to show environmental responsibility by keeping our landfills free of unnecessary throw away parts.</p>
<p>Two additional benefits of a reusable air filter &#8212; the type that K&amp;N and other top manufacturers produce &#8212; is that it will give your vehicle a boost in horsepower as your engine will run more efficiently. Furthermore, a more efficient engine burns less fuel so your fuel economy goes up too.</p>
<p>So, what is there not to like about a reusable air filter? In reality, not much! By installing a reusable or performance air filter you help the environment, realize a noticeable gain in horsepower, and you burn less fuel. A true win-win-win proposition, don&#8217;t you agree?</p>
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		<pubDate>Fri, 26 Mar 2010 19:05:03 +0000</pubDate>
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		<description><![CDATA[What To Look For In A Full Coverage Automobile Insurance Quote In Iowa Word Count: 617 Summary: Unless your automobile is being financed the only type of automobile insurance you are required to have in Iowa is liability coverage. Liability &#8230; <a href="http://jbmorley.com/uncategorized/title-131/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>What To Look For In A Full Coverage Automobile Insurance Quote In Iowa</p>
<p>Word Count:<br />
617</p>
<p>Summary:<br />
Unless your automobile is being financed the only type of automobile insurance you are required to have in Iowa is liability coverage. Liability insurance pays for medical expenses (bodily harm) and for property damage (generally the repair of a vehicle) for the other party if you are involved in an accident and it is determined that you are at fault.</p>
<p>In Iowa the minimum amount of liability insurance that you need to buy is what is typically referred to as 20/40/15 liabili&#8230;</p>
<p>
Keywords:</p>
<p>Article Body:<br />
Unless your automobile is being financed the only type of automobile insurance you are required to have in Iowa is liability coverage. Liability insurance pays for medical expenses (bodily harm) and for property damage (generally the repair of a vehicle) for the other party if you are involved in an accident and it is determined that you are at fault.</p>
<p>In Iowa the minimum amount of liability insurance that you need to buy is what is typically referred to as 20/40/15 liability policy. In other words your liability insurance will cover any one individual for $20,000 in bodily injury with a total of $40,000 coverage for any one accident, plus your insurance will pay $15,000 for property damage.</p>
<p>Given current prices for hospital stays and medical treatment and the cost of replacing even a moderately-priced new car, these minimum amounts for liability coverage could be considered woefully and dangerously out of date.</p>
<p>In order to have full coverage automobile insurance you need a great deal more than simply liability coverage. In addition to liability insurance you will also need medical payments coverage, collision, comprehensive, and uninsured motorist (UM) coverage.</p>
<p>Medical payments insurance pays your medical bills and the medical bills of anyone in your vehicle if you are involved in an accident and you are deemed to be at fault. Given the current cost of hospital stays and medical treatment you should consider getting the maximum amount of medical payments coverage that you can afford.</p>
<p>Collision insurance pays for the repair or replacement of your vehicle after an accident with another vehicle or with a stationary object, such as a tree or a guard rail. The amount of this insurance that you need depends on the age, condition and the Kelly Blue Book value of your vehicle.</p>
<p>Comprehensive insurance pays for the repair or replacement of your vehicle if it is damaged for causes other than an accident, such as vandalism, weather-related damage, or theft. In addition you need comprehensive insurance to repair or replace your car if you strike an animal, such as a deer. You also need to specifically ask if windshield damage is included in your comprehensive coverage; many policies now require that you buy windshield insurance separately.</p>
<p>Uninsured motorist (UM) coverage protects you and the occupants of your car if you are in an accident with an uninsured motorist and the uninsured driver is deemed to be at fault.</p>
<p>Again, you must make a determination of how much coverage you need and can afford for each type of automobile insurance that you choose.</p>
<p>There are actually several things you can do that will help to keep the cost of your full coverage automobile insurance under some sort of control, but one of the main ways of moderating the cost of your insurance is through the size of the deductible that you decide upon.</p>
<p>The higher your deductible the lower your monthly premium payment will be. However, choose the size of your deductible wisely, based on your financial situation, since you will be required to come up with your deductible in cash before your insurance company will pay off on any claim.</p>
<p>So now that you know what to look for in a full coverage automobile insurance quote in Iowa it&#8217;s time for you to get online and start looking for the best price that you can get for your policy.</p>
<p>Be certain to make your price comparisons on at least 3 different websites since no one website compares all of the different insurance companies operating in Iowa. Once you have done that then you can sleep easy at night knowing that you have found the very best full coverage automobile insurance in Iowa at the lowest price possible.</p>
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		<pubDate>Tue, 23 Mar 2010 19:05:03 +0000</pubDate>
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		<description><![CDATA[A subjective insight of the future automobile Word Count: 2450 Summary: A thought provoking article regarding the advanced technology common to most modern cars, and the impact on future designs. Keywords: concept cars, future cars, Article Body: A subjective insight &#8230; <a href="http://jbmorley.com/uncategorized/title-130/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>A subjective insight of the future automobile</p>
<p>Word Count:<br />
2450</p>
<p>Summary:<br />
A thought provoking article regarding the advanced technology common to most modern cars, and the impact on future designs.</p>
<p>
Keywords:<br />
concept cars, future cars, </p>
<p>
Article Body:<br />
A subjective insight of the future automobile   by Jeff Darling</p>
<p>
The future car, lets say a 2025 model will be a very different machine to its present day Grandfather. They will be packed with computers and safety devices ensuring that not even a stunt driver can crash, and they will run on carbon dioxide and emit strawberry scented oxygen. Well they might. </p>
<p>Predictions of future vehicles are usually wildly inaccurate, by now we should all have space programs to rival NASA based out of our backyard. However some of the automobile related cutting edge technology emerging now may well make it into production models of the future. But how much of this technology will be needed or even wanted? Car design of the present is already influenced by politicians, bureaucrats, health and safety regulations and emissions regulations and the stunning concept seen at the motorshow emerges into the world as a 1.0 litre shopping cart, but at least its legal.</p>
<p>Personally I like the idea of fuel efficient hybrid cars, and fuel cell cars emitting nothing but water. However, like most enthusiasts I also like powerful loud convertibles with with the ability to snap a vertabrae at 10 paces. A sensible mix therefore is required and this will be the job entrusted to car designers and engineers of the future, to make a politically correct car that is also desirable.</p>
<p>Another immenent problem facing designers of the future is coming up with styling ideas that are fresh and new. Some of the more recent concepts are certainly striking but not necessarily beautiful in the classic sense of the word. But if there is one thing the automobile industry is good at that is innovation, and I for one am confident that radical and extreme concepts never before imagined will continue to appear at motorshows around the world.</p>
<p>Computer technology has already taken a firm hold of the automobile and the modern driver is less and less responsible for the actions of their vehicle, soon crash victims will try to sue the electronics companies for accidents they caused because their computer system failed to brake the car even though they were fast asleep at the wheel on a three lane highway. Until you have automation of every single vehicle on every single road computer driven cars are just not feasible, in my mind there are just far too many on-the-road variables, with all the logic in the world you cannot beat a brain. Now computer assisted driving is already available in certain Mercedes models which brake for you if your not looking where your going and your too close to the car in front, but there is still a driver in control of the car, or is there. What if for some reason you wanted to get closer to the car in front, you needed to get closer to the car, if you didn&#8217;t get closer to the car something terrible would happen to civilization. Where do you draw the line with vehicle automation? </p>
<p>In advanced cities of the future CCTV will be so prevalent that visible crimes such as car theft are all but wiped out, but that still won&#8217;t stop the determined thief. GPS (Global Positioning System) units fitted as standard to all new automobiles will be able to track any vehicle at anytime anywhere, this technology is already common but more widespread use is inevitable. In the UK the government is already talking about fitting GPS to charge motorists depending on what road they travel on and at what times to cut spiraling congestion. This technology coupled with an improved mobile phone and bluetooth network can be used to track and recover stolen vehicles. When the vehicle is found to be stolen a call can be made which shuts down the engine of the car. At the same time a call is sent out which alerts available nearby police, by using the GPS installed in both the stolen car and the police car officers can track the car even if they cannot see it. The police will also have much more insight into a vehicles record when out on patrol, using bluetooth technology a police car can tail a vehicle and receive information on the owner, the current driver and their driving history, and even find out recent top speed and acceleration figures. Of course who wants that, you think you&#8217;ve just had a fun little blast on your favorite bit of road you get pulled over five miles later and the officer gives you a speeding ticket for something he didn&#8217;t see. But if this technology is mandatory then what choice do you have.</p>
<p>Access to future automobiles may be very different to the keys of today, push button code entry and keycard systems where the key doesn&#8217;t even leave you pocket, already available, will become common place. You hear the term keyless entry but it still uses a remote control attached to a key which is then used to start the car. Biometrics which are available on some computer systems and use fingerprinting as a password could be an effective alternative to the key, you could even program it for members of your family deciding between access only for the children or access and drive functions for those with licenses. However I belive it will be some time before this is the only means of vehicle entry or start up, what if you are lending your car to a friend and you cannot be present to allow start up.</p>
<p>Multimedia systems will continue to develop in cars until the point where the &#8220;are we there yet&#8221; phrase develops into &#8220;can we stay here&#8221;. Manufacturers are continuing to cram more and more video screens into increasingly ingenious places providing a rolling cinematic Dolby 7.0 surround sound experience. DVDs are going to go the way of the VCR with hard disk recording of video being the dominant power much as MP3s are killing off CDs. This MP4 technology will save space in the car and allow for far more footage to be kept on board. Improvements in wireless Internet connections could mean that the larger roads can support Internet capable vehicles and constantly inform the driver with up to date relevant road information. A screen in the dash can display live images to show traffic reports and also predict traffic jams by using the GPS systems in all vehicles to show areas where vehicles have been stopped or are congested, and then supply alternate routes. The sound systems of cars will also improve and become more personalised for the various passengers, with headphone sockets and multiple sound outlets, there might be four different radio stations that can be played at once through the different jacks, and a variety of MP3s that can be played at once.</p>
<p>Passenger safety is already a priority for modern day car manufacturers and this will only increase in importance into the future. The widespread use of airbags will increase, the side impact protection airbags featured in some models have proved to be extremely effective in saving lives, more research and better positioning will continue to improve their performance and reliability. Airbags at the moment can only be deployed once so in a multiple collision crash their effectiveness is voided after the first impact, future airbag systems however may take this into consideration and incorporate multiple single use airbags in one position or reusable airbags which can be inflated several times. Some manufacturers use a dynamic headrest in some high-spec models, these move forward during a collision to stop the head snapping back quite so far and reducing the chance of spinal injury (whiplash.</p>
<p>It has been found that a vehicles bumper and frame height is a very important factor when it comes to safety during a collision, if a vehicle has bumper which is too high it can override the bumper of the other vehicle and plough directly into the passenger compartment putting the occupants at severe risk. Accidents like this usually occur when a average size car collides with a truck or SUV, this mismatch can be avoided by having adjustable ride heights on the larger vehicles, when they are on a smooth road lowering the vehicle to a suitable height would reduce the dangers normally associated with these sorts of collision, as a by product this would also reduce the top heavy nature of trucks and SUVs and rollover accidents could be avoided.</p>
<p>Sensors will be increasingly responsible for predicting and safeguarding against avoidable accidents. Sensors will monitor the road surface scanning for black ice and hazardous conditions, this information will then be displayed to the driver and the vehicle may take appropriate steps to improve traction thus reducing the chance of an accident. The information gathered may also be relayed to a central road monitoring network which can inform other motorists of changing weather conditions, in effect every vehicle would become a roving weather station. </p>
<p>Sensors will also monitor the cars position on the road and if the vehicle is found to be straying from the road or traffic lane an alarm would sound this feature is already found on the Citroen C4 amongst others. Sensors could also monitor the drivers well-being, imaging sensors would track eye movement and if the eyes close for more than a few seconds an alarm would sound to alert the driver. Audi uses sensors on its new A6 which monitor for wet conditions, if found the BOSCH brakes are applied intermittently to wipe off the water and ensure good contact when they are needed, the pressure applied in this process is so slight the driver does not notice. Improved night vision and spatial awareness would help cut down on night time crashes which account for half the road related fatalities each year even though only a quarter of all driving occurs at night. Cadillac already includes infrared night vision as an option on some of its more desirable models, infrared vision does not see light it sees heat and the warmer an object is the more it stand out on the screen. The screen is a heads up display projected onto the windscreen infront of the drivers line of sight allowing the driver to see the real world and also the digital projection. Honda has a similar system with the added ability to identify objects and pick out pedestrians and digitally highlight those which are likely to step into the vehicles path and then emit an audible warning.</p>
<p>New materials are constantly brought into the automotive field, in 2005 Chrysler Daimler began using biological composite materials made from coconut, sisal, jute and other plants. This biological material is used mostly on the interior of the car and finds its way into seat cushions, seat backs, underfloor body panels and interior door panels. One of the benefits of using these biological compounds is that they can be recycled and reused and the manufacturing process involved is far more environmentally friendly than that of conventional synthetic compounds. Ceramics first used in braking by Porsche are becoming increasingly popular, although still very expensive limiting them to exclusive vehicles. The benefits of using ceramics is their high tolerance to intense heat making them suitable for high performance vehicles, and where the heavy use of the brakes is needed regularly. Their ability to perform under these extremes help reduce the brake fade associated with exessive use and high temperatures. Materials first such as carbon fibre and carbon kevlar first used on race cars and famed for their high strength and lightweight properties have now filtered down to the production car level, mainly in high-end vehicles but in due time these composites will begin to appear in the average car, cutting weight and increasing fuel economy whilst maintaining structural rigidity.</p>
<p>In the future car designers will have to explore new themes and find alternative influences for their designs. In an effort to catch peoples eye the designs will have to be increasingly bold and brash often sacrificing the aesthetic balance of the design in attempt to be different in an increasingly &#8216;done before&#8217; market. This is not to say all designs are going to be hideous, just some. Another influence to exterior design will be made by law as stricter pedestrian protection laws are enforced requiring the front ends of cars to be &#8216;softer&#8217;, this thinking has already been introduced on some models, overall though it is difficult to project how this will ultimately affect the face of car design. With the increased use of alternative fuel sources such as the hydrogen fuel cell and hydrogen combustion engine, vehicle bodies may begin reflect the green nature of their power. However I belive this to be a mistake. The Honda Insight Hybrid might have been more of a success had it not been utterly repulsive, people were already wary of its power source and to then make them vomit in disgust at its styling is just not intelligent. Why do all the eco-friendly cars look like a 60&#8242;s psychedelic nightmare, why can&#8217;t they just look like a decent concept car with an alternative engine. Things seem to be improving however and BMW&#8217;s H2R is an undeniably stunning vehicle if somewhat impractical. And hybrid technology is finding its way into mainstream prodution vehicles as an optional power source.</p>
<p>The interior of vehicles will also change, becoming more user friendly and personalised. Ergonomically positioned controls and lumbar support seats with adjustable everything will come as standard to increase driver and passenger comfort and reduce chronic pain and discomfort. Customisable and personalised interior space will also become desirable features on the future automobile. Just as you swap mobile phone covers an entire dash could be swapped to match your mood, if your a little bigger than average why not fit an XXL seat in two easy steps, the possibilities will be endless in order to cater for an increasingly demanding consumer.</p>
<p>Alternative power sources for vehicles are becoming ever more popular. Government incentives will eventually force all but the super rich into environmentally friendly cars, no problem, by then fuel cell cars will be just as rapid as their fossil fuel counterparts but with none of the mess or stench. However it may take some convincing to get a &#8216;petrol head&#8217; to put down his piston and pick up a proton exchange membrane cathode, its just not the same is it. Eventually common conventional fuel cars will become classics and extremely sought after by collectors, but not for a long long time. </p>
<p>Find out more about concept vehicles, designs, current vehicles, and strange vehicles at http://www.diseno-art.com/</p>
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		<pubDate>Sat, 20 Mar 2010 19:05:03 +0000</pubDate>
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		<description><![CDATA[Choosing A Good Automotive School Is Crucial To Your Career Word Count: 756 Summary: Automotive school is a necessity for anyone who wants to pursue a career as an auto mechanic. However, the school you go to can affect the &#8230; <a href="http://jbmorley.com/uncategorized/title-129/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Choosing A Good Automotive School Is Crucial To Your Career</p>
<p>Word Count:<br />
756</p>
<p>Summary:<br />
Automotive school is a necessity for anyone who wants to pursue a career as an auto mechanic. However, the school you go to can affect the path your career takes after graduation. Factors such as quality equipment, knowledgeable instructors, strong degree and ASE certification programs, the school&#8217;s qualifications and reputation, and student services all lend themselves to the overall quality of your education. Therefore, it is important to thoroughly research the automotive &#8230;</p>
<p>
Keywords:<br />
automotive school, auto mechanic school, automotive training,</p>
<p>
Article Body:<br />
Automotive school is a necessity for anyone who wants to pursue a career as an auto mechanic. However, the school you go to can affect the path your career takes after graduation. Factors such as quality equipment, knowledgeable instructors, strong degree and ASE certification programs, the school&#8217;s qualifications and reputation, and student services all lend themselves to the overall quality of your education. Therefore, it is important to thoroughly research the automotive schools you are considering before making a final decision.</p>
<p>Your goal in attending automotive school is to learn as much as possible about auto mechanics; therefore, it is important to ensure that the school will provide the training you need. Part of this training is plenty of hands on experience. A good automotive program should include not only classroom lectures about automotive principles and mechanical theories, but also ample opportunity to work on cars and practice your skills. Be sure to ask how the school gets an ample supply of cars for students to train on; some schools may rely on donations, while others may attract paying customers in the community with discounted rates.</p>
<p>The school you attend should also have an ample supply of up to date equipment. A school with a shortage of the proper tools will make it difficult for you to get sufficient practice, and old or damaged equipment can be a safety hazard. Since your education depends a great deal on the amount of hands on experience you get, the automotive school you attend should be fully equipped to meet the students&#8217; needs.</p>
<p>Naturally, the curriculum is a major factor in the quality of your education. The school you attend should have several different degree programs to choose from, allowing students flexibility in choosing their career paths. A good automotive school also offers an Automotive Service Excellence (ASE) certification program, where students can become certified in different areas of expertise, adding to their qualifications and increasing their potential salaries. ASE certification requires passing at least one of more than forty available tests, as well as proof of at least two years of relevant work experience; the school you attend should fully support students in acquiring these certifications.</p>
<p>Accreditation is also an important indicator of the quality of education a school can provide. Accreditation verifies that a school meets a predetermined set of standards; however, there are many different accreditation agencies, so it is important to research not only a school&#8217;s accreditation, but also the accrediting agency&#8217;s reputation and standards. If being able to transfer courses you have taken is important to you, be sure to find out how many other schools are accredited by the agency, and whether the credits you earn at the school can be transferred.</p>
<p>Additionally, you should consider the school&#8217;s reputation: an education from a school with a good reputation can make you stand out from the other applicants and help you get a job, but an education from a school with a bad reputation can also hurt your chances of getting a good job. By searching the Internet and talking to other mechanics, you can find out whether a school is known for providing quality education. You may also want to contact several dealerships and garages and ask whether they would hire a graduate of one of your top choices. After all, your education must do two things: not only provide you with quality training, but also indicate to potential employers that you have received quality training.</p>
<p>Similarly, student services are an important part of a good automotive school. Examples of student services are financial aid and loan offices, student housing or assistance in finding housing, and the availability of internships. Job placement services are particularly important; most good schools will offer some type of job placement assistance to students and graduates. A school that guarantees job placement after graduation may indicate a high success rate among its students. Also, many schools have relationships with local dealerships and garages, which is a considerable benefit to students and alumni of the school.</p>
<p>Naturally, there are other, more personal deciding factors when choosing an automotive school, such as the cost of tuition and the school&#8217;s location. Ultimately, your decision will depend on which features are most important to you. Whether you make your decision based solely on the quality of education the school offers, or on a more tangible benefit such as affordability or location, be certain that you choose a school that will help you achieve the career you seek.</p>
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		<title>The Story Of Porsche Automobiles</title>
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		<pubDate>Sun, 27 Sep 2009 19:05:03 +0000</pubDate>
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		<description><![CDATA[The story of Porsche could begin in 1950 with the introduction of the Porsche 356 to the United States by Max Hoffman. It could begin in 1948, when the first auto bearing the name of Porsche came out. However, to &#8230; <a href="http://jbmorley.com/uncategorized/title-71/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>The story of Porsche could begin in 1950 with the introduction of the Porsche 356 to the United States by Max Hoffman. It could begin in 1948, when the first auto bearing the name of Porsche came out. However, to get a real grip on the heritage of Porsche, you must go back as far as 1875. In September of that year, Ferdinand Porsche was born in the bohemian village of Haffersdorf.</p>
<p>Ferdinand Porsche showed indications of his technical genius at the age of 18 when he wired the family home for electricity. His only formal education was received when he was a part-time engineering student in Vienna, although the title &#8216;Doctor&#8217; is often appended to his name. By the time he was 25, Porsche had gone into automotive design. The Viennese firm of Loyner &amp; Co. accepted his first car design. Over the next twenty years, he successfully associated himself with every major car manufacturer in Germany, and he designed about a dozen of the most technically important automobiles in history at the same time.</p>
<p>When he worked for Mercedes-Benz, he helped to create the SSK series, while for NSU, he designed the Auto Union Wandered and the Type 32, which as an ancestor of the Volkswagen Beetle. His disagreements with Mercedes-Benz over the company&#8217;s engineering policies prompted him to establish his own engineering group, which became Porsche A.G. He collected a premier group of engineers to work under the name of &#8220;Doctor of Engineering Ferdinand Porsche, Inc. Construction Facility for Land, Air, and Sea Transportation&#8221; in Stuttgart. His son, Ferry, was one of his employees, and his major interest was in sport and racing cars.</p>
<p>The elder Porsche and his engineers were busy. They developed for Steyr, a luxury sedan in Austria, but this vehicle did not make it out of the prototype stage. They also worked for Auto Union, which is now Audi, the firm that created the Front, the first front-drive economy car in the world. They also created the mid-engine Grand Prix cars and supercharged V-12 and V-16 engines. These, along with the racers from Mercedes-Benz, dominated European auto racetracks for almost ten years.</p>
<p>The company created its most well-known designs for NSU and Zundapp. Prototypes were characterized by Porsche&#8217;s torsion-bar suspension and rear-mounted engine. Neither of the firms manufactured the designs, so Porsche sold the idea to the German government. He then provided the oversight on the construction of a plant in Wolfsburg to build the design. He called it the Type 60, but the world knows it as the Volkswagen Beetle.</p>
<p>After World War II, the Porsche Company began to create the vehicles that now bear the name of Porsche. Almost one hundred years later, Porsche became the marque, and the family that developed the unique and lasting contributions to automotive design and engineering has gone down in history.</p>
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		<title>Automotive Technical Schools Keeping Up With the Times</title>
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		<pubDate>Wed, 09 Sep 2009 19:05:03 +0000</pubDate>
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		<description><![CDATA[Recent and proposed changes in emissions laws as they pertain to newly manufactured automobiles has prompted the auto industry to rethink it&#8217;s focus on fuel economy. Though manufacturers have reacted to legislative changes by developing and promoting hybrid and fuel &#8230; <a href="http://jbmorley.com/uncategorized/title-65/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Recent and proposed changes in emissions laws as they pertain to newly manufactured automobiles has prompted the auto industry to rethink it&#8217;s focus on fuel economy.  Though manufacturers have reacted to legislative changes by developing and promoting hybrid and fuel cell powered vehicles, very few car owners have made the switch.  The expense of research and development in addition to revised manufacturing platforms has put environmentally friendly vehicles out of reach for the average consumer.  Still, the writing is on the wall in terms of the automotive industries future regarding reduced emissions.</p>
<p>Despite the fact the low emission vehicles make up less than one percent of the nations overall vehicle ownership, many in the industry are preparing for eventuality of a market dominated by hybrid cars and trucks.  Automotive technical schools, the institutions by which the mechanically inclined learn the skill sets and knowledge necessary for auto and diesel repair work, are already gearing up for the changes.  In addition to teaching the intricacies of gas and diesel powered vehicles, several automotive technician schools are incorporating coursework that pertains to the specialized fuel systems and engine components of hybrid vehicles.  Some are even offering entire programs based on the vehicles that have already been developed and are currently available on the market.</p>
<p>As with the information technology sector, educational institutions that offer automotive related programs must constantly keep abreast of trends in the industry as sweeping changes can happen seemingly overnight.  Automotive technical schools are one of the few institutional entities that cater to modern technology and must keep their course offerings relative to the marketplace in order to adequately prepare graduates for what they will experience when employed.  Unlike educational providers that offer IT curriculum, however, automotive technical schools are able to stay ahead of market driven changes as the average price of new vehicles keeps consumer spending relative to the age of technological advances.</p>
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		<title>Ladies And Gentlemen, Start Your Careers! Automotive Technicians Wanted</title>
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		<pubDate>Mon, 31 Aug 2009 19:05:03 +0000</pubDate>
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		<description><![CDATA[It can be a challenge to land a prime spot on a race car pit crew. Yet vehicle dealerships across the country are scrambling to find qualified automotive technicians for their own &#8220;pit crews&#8221;-even with salaries of $30,000 to $70,000 &#8230; <a href="http://jbmorley.com/uncategorized/title-62/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>It can be a challenge to land a prime spot on a race car pit crew. Yet vehicle dealerships across the country are scrambling to find qualified automotive technicians for their own &#8220;pit crews&#8221;-even with salaries of $30,000 to $70,000 or more, depending on the market and the technician&#8217;s level of training.</p>
<p>The U.S. Bureau of Labor Statistics estimates that the auto industry will need 35,000 new technicians every year through 2010.</p>
<p>Lucrative But Overlooked Careers</p>
<p>With that in mind, an unusual contest is getting into gear with the purpose of increasing awareness about this lucrative and rewarding yet often-overlooked career, and support training opportunities for future technicians. It&#8217;s called the No. 29 Goodwrench Expertise Challenge. And it is a challenge. &#8220;Historically, being an automotive technician has been depicted as a dirty, dead-end kind of job,&#8221; said Peter Lord, executive director, GM Service Operations. &#8220;That old stereotype could not be further from the truth. Today&#8217;s cars and trucks are very sophisticated-the computer technology in them alone, for example, is nearly 1,000 times more powerful than what took the Apollo mission to the moon.&#8221;</p>
<p>&#8220;Dealerships need trained, qualified technicians because they know that satisfaction with vehicle service and repair work is closely tied to how customers view their vehicles and the dealership.&#8221;</p>
<p>The Challenge benefits automotive technician training like this: If driver Kevin Harvick&#8217;s No. 29 car wins two out of 12 selected NASCAR NEXTEL Cup Series races beginning May 28 with the Coca-Cola 600, GM Goodwrench will set up a $200,000 scholarship fund to encourage Automotive Youth Educational Systems (AYES) high school students to continue their automotive technical education by attending GM Automotive Service Educational Program (ASEP) colleges. AYES is a nonprofit business and education partnership that creates automotive technology career opportunities for promising young men and women at automotive dealerships. It was founded in 1995 by former GM Chairman Jack Smith as a way to address the growing need for technicians.</p>
<p>Spreading The Word</p>
<p>&#8220;There are thousands of NASCAR fans-and others-who are ideal candidates for a career as an automotive technician,&#8221; said Larry Cummings, CEO of AYES. &#8220;The Expertise Challenge is a fun and engaging way to help spread the word about these great career opportunities.&#8221;</p>
<p>Students enrolled in GM ASEP two-year programs earn while they learn, rotating their time between classes and interning at GM dealerships and other GM service centers. There are 66 GM ASEP participating schools in 38 U.S. states, 15 in Canada and one in the People&#8217;s Republic of China. Successful students graduate with an associate&#8217;s degree, and either are ready for or have passed their National Institute for Automotive Service Excellence (ASE) certification test. More than 2,000 students are currently enrolled in the program, and there are more than 14,000 graduates.</p>
<p>If Harvick and the team meet the Expertise Challenge by winning two of the 12 select races, GM Goodwrench will award 29 Grand Prizes, which consist of an all-new 2007 Chevy Avalanche, a $1,000 GM vehicle maintenance certificate and a trunk full of Reese&#8217;s products.</p>
<p>Program Rules Available</p>
<p>If only one race is won during the promotion, two lucky winners will be awarded an all-new 2007 Chevy Avalanche, a $1,000 GM vehicle maintenance certificate, and a trunk full of Reese&#8217;s products. They will also donate $25,000 to the GM Goodwrench Scholarship Fund. If no races are won during the promotion, the promotion will still give away an all-new 2007 Chevy Avalanche, a $1,000 GM vehicle maintenance certificate, and a trunk full of Reese&#8217;s products to one lucky winner, and provide a $25,000 donation to the GM Goodwrench Scholarship fund.</p>
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		<title>First Automobile &#8211; Remember When?</title>
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		<pubDate>Wed, 19 Aug 2009 19:05:03 +0000</pubDate>
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		<description><![CDATA[Do you remember your first car? Remember how proud you were of it? It might not have been the newest car on the block, but it was going to be the best. You took it home and washed it, polished &#8230; <a href="http://jbmorley.com/uncategorized/title-58/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Do you remember your first car?</p>
<p>Remember how proud you were of it? It might not have been the newest car on the block, but it was going to be the best.</p>
<p>You took it home and washed it, polished it and took the vacuum cleaner outside to make sure it was totally spotless, every week!</p>
<p>As a teenager, living at home, with brothers and sisters, the car is your space. Your friends judge you by your car and how smart it looks. Your car gives you the chance of privacy that you never get at home. The opportunity to take your girlfriend somewhere quiet, maybe, or just the chance to go off on your own and enjoy the sea view, maybe do a bit of fishing.</p>
<p>That was just the outside. Remember tweaking the engine, changing the brake fluid, and fitting a spoiler? Did you fit a nitrous oxide nitro kit to improve the performance of your automobile? Did you tell the insurance company that you had modified the engine? Of course you did.</p>
<p>Was your first car in the days before catalysts? When you could smell the nitric oxide emissions coming out of the exhaust when the engine was hot? Do you remember the chlorine like smell as you backed your car into the garage? That was nitric oxide.</p>
<p>Remember when gasoline smelled different. Nowadays, with all the benzene compounds added to it, gas smells totally different. Some peole say that modern, benzene rich, gas in a car with no exhaust catalyst gives out more harmful emissions than the good old type, complete with nitric oxide and hyrdrocarbons.</p>
<p>Remember the leaks in the trunk? Oh, you had forgotten that. Remember how the heater leaked coolant all over the carpet? No? Did you forget that, too? Remember the strange noise that came from the front wheels at 75mph, but that went away once you were up to 85mph?</p>
<p>Strange isn&#8217;t it, how memory works? Reminiscing is one thing, but would you really ever go back?</p>
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		<title>Perform Your Own Automobile Maintenance</title>
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		<pubDate>Tue, 14 Jul 2009 19:05:03 +0000</pubDate>
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				<category><![CDATA[Automobile Maintenance]]></category>
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		<description><![CDATA[Today&#8217;s cars can typically be expected to pass the 200,000 mile mark with consistent automobile maintenance. With the price of automobiles, you will want to protect that investment by performing regular maintenance. If you can do much of the work &#8230; <a href="http://jbmorley.com/uncategorized/title-46/index.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Today&#8217;s cars can typically be expected to pass the 200,000 mile mark with consistent automobile maintenance. With the price of automobiles, you will want to protect that investment by performing regular maintenance. If you can do much of the work yourself, you will save a lot of money in labor. Invest in a good set of tools and choose quality parts when performing your own automobile maintenance.</p>
<p>If you have some skill, but want to learn more look for courses in general repairs and maintenance. These can often be found at your local community center, Community College or an automotive technical school in your area. Consider investing in a good repair manual for your car, such as a Chilton&#8217;s manual. The internet is a good place to look for articles and information. There are many sites devoted to auto repair and maintenance.</p>
<p>You will want to keep track of all maintenance performed on your car. You can do this in a log, a notebook or on your home computer. There is software available to help you keep track of maintenance. These programs track repairs, maintenance, replacement parts used on the vehicle and fuel consumption. You can use the same software for multiple vehicles.</p>
<p>Most software allows you to create a service schedule and will remind you when it&#8217;s time to perform maintenance tasks on each vehicle in your household. The software contains a wide variety of tips for car care. In addition, many have reference and diagnostic tools to help you diagnose various problems with your cars. Many companies offer a free trial that can be downloaded on the internet. This allows you to try out the program before investing your money.</p>
<p>Your owner&#8217;s manual will give you some basic information about when certain maintenance tasks should be done. Most tasks will be listed according to the mileage on the car.</p>
<p>3000 Mile Maintenance</p>
<p>Change the oil in your engine every 3000 miles. The filter should be changed at the same time. Newer synthetic oils are said to last longer without breaking down. When you change the oil, check the fluids, the air filter, tires, hoses and belts. At this time check the battery cables and terminals for corrosion. This can be removed with a wire brush or sandpaper.</p>
<p>5000-10,000 Miles:</p>
<p>Have your tires rotated and balanced every five to ten thousand miles. This helps the tires wear evenly and extends the life. The best tires should be put in the front of the car. Check the tire pressure regularly and check the tread for signs of uneven wear or damage.</p>
<p>15,000 Miles:</p>
<p>Change the air filter every 15,000 miles. A clean air filter improves the fuel economy of your car. A dirty air filter can cause the engine to run rough and stall. At this time you should also check the pads and shoes on your brake system. Check the brake fluid and top it of, as needed. The fluid should be clear. If you notice noise when the brakes are applied or the steering wheel shakes or vibrates, this can be an indication that the brakes need replacing. In this case, don&#8217;t wait check the brakes and replace as needed.</p>
<p>30,000 Miles:</p>
<p>Check the fluid level on your transmission. The owner&#8217;s manual will have information about the kind of fluid that should be used in your car. The manual should have directions on how to drain and replace the fluid. The pan gasket should be changed when the fluid is drained. Also at this time, give the car a tune up. Replace all spark plugs and wires.</p>
<p>50,000 Miles:</p>
<p>Change the coolant at 50,000 miles. See the owner&#8217;s manual for directions on how to perform this task.</p>
<p>Remember to take care of your car&#8217;s finish. You want the paint to remain in good condition for as long as possible. Wash the car regularly, even in the winter when salt from the roads can ruin the finish. Apply wax to protect the paint from the sun, salt and weather conditions. Don&#8217;t neglect the headlights, which can become cloudy and won&#8217;t operate as well. New Lite Headlight Cleaner and Restorer will return cloudy headlights to like new condition. Learn more about this product at http://www.mdwholesale.com</p>
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